What happens to your spouse if something happens to you

What happens to your spouse if something happens to you

Years ago, when Annette and I bought our first boat, we both took the coastguard safe boating course.  While I grew up around boats and was comfortable operating them, this was the first time Annette would have the opportunity to operate a boat. 

Is a Jackson National Lifeguard Freedom 6 variable annuity a good investment?

Is a Jackson National Lifeguard Freedom 6 variable annuity a good investment?

This is the question one of our clients asked recently.  A good friend in the business had recommended they consider putting a chunk of their savings into the Jackson National Lifeguard Freedom 6 variable annuity and they did what we ask all of our clients to do, call us or contact us with your questions so we can give you our unbiased independent third party point of view.

Should you sell in May and go away?

Should you sell in May and go away?

Maybe you've heard the old Wall Street saying that you should sell your stocks in May and go away. This saying comes from historical data that shows stock market returns have been much lower during what's called the seasonally weak six-month time period, which starts on May 1 and lasts through the end of October.

Bad News For Stock Market Experts And Your Retirement Account

Bad News For Stock Market Experts And Your Retirement Account

I just read an article where the author has compiled a list of stock market predictions from well-known stock market experts. Since 2010, there have been 62 “can’t miss” predictions; 43 of those predictions were wrong. In other words, 69 per cent of these almost-certain predictions were wrong; two were neither right nor wrong and only 17, or 27 per cent, of these “can’t miss predictions” actually turned out to be right.

7 Impactful Gifts You Can Give This Christmas For Free!

7 Impactful Gifts You Can Give This Christmas For Free!

For many, the Christmas season can be a very stressful time of rushing around trying to find and afford the perfect gifts for family and friends. Here are seven gifts that are suitable for children of any age, and I guarantee they will beat the best holiday deals you can find in stores. The best part? These gifts are free and given in a good way they will far outlast any store-bought gift.

Do You Really Need A Financial Advisor?

Do You Really Need A Financial Advisor?

We received an email from a potential new client asking about our services and what makes us different from a couple of other advisors they were considering. In the email they indicated that they were quickly approaching retirement and had accumulated about $1 million in retirement assets. Since we specialize in retirement planning, they seemed like the type of client we serve best!

Suze Orman's Guide to Retirement

Suze Orman's Guide to Retirement

Recently, a client sent us a copy of Suze Orman's “Guide to Retirement” and asked us for our thoughts. Here's what we told them: While I personally don't care for how Suze delivers her advice or opinions, I do tend to agree with most of what she has to say, which is also very similar to Dave Ramsey and I'm sure many others like them. As I skimmed through the article, five thoughts crossed my mind: