New Tax Surprises For This Year

New Tax Surprises For This Year

We recently received an email from someone who was concerned about new tax surprises and how they would be affected. Now a days not only do we have to question the accuracy of what we come across on social media and emails, we even have to be careful about what we see and hear in main stream media.

The email that was forwarded to us turned out to be...

Romance Kindlers For Couples

Romance Kindlers For Couples

February marks a romantic opportunity for men to make a statement to that special person in their lives. For me, February is the month that I proposed to my wife (Kathy). Kathy and I were not able to spend our first Valentine’s Day together as Kathy was away at a conference in Vancouver, Canada. We lived in a small northern community at the time so had planned to have me join Kathy in Vancouver once her conference was over. I flew in late Valentine’s evening to spend...

5 Key Formulas For Success In 2017

5 Key Formulas For Success In 2017

Success has always been, and still is, a topic that I find extremely fascinating. On second thought, maybe it’s not success that fascinates me as much as how people succeed. I believe that’s where the true fascination lies. To hear of an individual, group of people, or company who have succeeded against all odds, even when everything in their environment is screaming “give up! Throw in the towel!” is...

Sex In A Pan

Sex In A Pan

Six Layer Dessert, known by some as “Sex In a Pan” because it’s just that darn good, is a Watson family favourite. One of our traditions is to serve this mouth-watering dessert at our football parties. Luckily in Canada, we celebrate two big football events each year: The Grey Cup, the Canadian Football League’s championship game, held in November, and as our family are big National Football League fans, the Super Bowl the first week of February. Both games are a chance for us to enjoy great food, drinks and dessert with family and friends. 

The Subtle Art Of Saying No

The Subtle Art Of Saying No

Have you ever just felt like your life is constantly spinning out of control? One commitment leading to the next until you seemingly have little or no time for yourself?! The truth is, many of us feel exactly the same way! Our days are filled to over flowing and we feel exhausted from the weight of our responsibilities. So, we have ask ourselves “why”? Why do so many of us struggle with the demands of our lives?

How a $95,000 Loss Could Have Been Avoided

How a $95,000 Loss Could Have Been Avoided

We have a client who decided to self-manage about half of his investment assets while we are investing the other half. He decided to do this for two reasons. First, he wanted to use a different system which he had read about. To us, it sounded something similar to Market Timing – being fully invested or all in cash, one or the other. The second reason is he had received comments from his accountant that they had never seen someone pay a financial advisor like us so much in fees. Over the last 18 months, we estimate this client has lost almost...

Learn to Say NO Before You Say YES!

Learn to Say NO Before You Say YES!

Ever wanted to fire a client? It’s usually very difficult to do. And because we tend to invest so much time and energy in building relationships with new clients, years can often go by before we are even able to muster up the courage to fire them. By then, though, a lot of damage is done. We lose a lot of sleep, energy and money, as well as the opportunity to bring on new, amazing clients, because our time is sucked up by these “vamps”.

Ways To Raise Happy Children

Ways To Raise Happy Children

Time and again when I ask parents what they wish for their children they respond with “I just want them to be happy”.  But how exactly does one do that?  The truth is that happiness is a way of being but not a constant.  To be happy you must also experience sadness and sometimes as parents we have a hard time tolerating that fact.  In any case lets take some time and see what the research tell us about how to be happy.

Give Yourself A Break! Making Progress Is Hard To Do

Give Yourself A Break! Making Progress Is Hard To Do

Over the past few months, I’ve been finding it hard to make really solid progress. Everything I do has felt small and painful. There’s been a lot of uncertainty in my life and finding the energy to move forward was difficult. During these times, there are the things you must do, no questions asked, one way or another they must be done. While these can be tough, there’s something about the mandatory nature that means they happen.